Eligibility and benefits
The team can verify the information available through your dental plan before care.
Plan with clarity
Insurance and payment questions deserve clear, policy-specific answers. Call Harbor Pointe Dental first so our Petoskey team can review the information you provide and explain the office’s processes.

Insurance
Harbor Pointe Dental accepts and bills dental insurance other than straight Medicare/Medicaid or Healthy Michigan. The practice is a non-restricted provider, which means it is not bound by insurance-company contractual limitations but can still bill and accept payment for provided care.
Call with your specific policy information. The team can verify eligibility and benefits, use pre-estimates to evaluate expected treatment coverage, and file ADA claim forms for services provided on your behalf. Coverage and reimbursement remain subject to your plan.
Call 231-347-8899 about insuranceThe team can verify the information available through your dental plan before care.
When appropriate, a pre-estimate can help clarify how your plan may apply to proposed treatment.
The practice directly files ADA claim forms for services rendered on patients’ behalf.
Payment options
We accept cash, Visa, Mastercard, and Discover.
In-office financial payment plans are available. Call to discuss current eligibility and terms.
CareCredit may be used for eligible healthcare expenses, subject to approval and account terms.
Financial questions
Share your insurance or payment question with our team. We can explain the practice’s process without promising benefits controlled by your plan.